September 2016 Petit Home Team Newsletter
1. Petit Home Team NEWS
2. What Does Home Insurance Cover?
1. Petit Home Team NEWS
2. What Does Home Insurance Cover?
3. Just Listed/Sold properties
4. Labor Day Parade in Charlotte
1. Petit Home Team NEWS
The Star Spangled Banner
Oh, say, can you see, by the dawn's early light,
What so proudly we hail'd at the twilight's last gleaming?
Whose broad stripes and bright stars, thro' the perilous fight,
O'er the ramparts we watch'd, were so gallantly streaming?
And the rockets' red glare, the bombs bursting in air,
Gave proof thro' the night that our flag was still there.
O say, does that star-spangled banner yet wave
O'er the land of the free and the home of the brave!
2.What Does Home Insurance Cover?
Most home insurance policies will cover both the home and the contents inside of it, as well as structures on your property like a garage or shed. It will also usually cover living expenses should the home be uninhabitable for a time. All home buyers should understand the major types of insurance. Getting the necessary home insurance for first time buyers is a must!
Liability
Home Insurance What You Need to Know. Liability coverage helps pay for injuries that happen on your property, like if a neighbor slips and falls on your driveway while helping you shovel snow, or a visitor falls on a slippery floor inside the house. It should help cover the costs of medical care and funeral expenses if there are any. It should also cover your legal fees if someone sues.
Structure
There are so many ways that your home can become damaged. Storms, wind, fire, etc. Your insurance should cover the cost of rebuilding the home after such damage, as long as the source of the damage is covered by the policy. You want to purchase insurance that will completely cover the cost of rebuilding your home.
Most home insurance policies will cover both the home and the contents inside of it, as well as structures on your property like a garage or shed. It will also usually cover living expenses should the home be uninhabitable for a time. All home buyers should understand the major types of insurance. Getting the necessary home insurance for first time buyers is a must!
Liability
Home Insurance What You Need to Know. Liability coverage helps pay for injuries that happen on your property, like if a neighbor slips and falls on your driveway while helping you shovel snow, or a visitor falls on a slippery floor inside the house. It should help cover the costs of medical care and funeral expenses if there are any. It should also cover your legal fees if someone sues.
Structure
There are so many ways that your home can become damaged. Storms, wind, fire, etc. Your insurance should cover the cost of rebuilding the home after such damage, as long as the source of the damage is covered by the policy. You want to purchase insurance that will completely cover the cost of rebuilding your home.
Contents
Usually if the structure of your home is damaged, at least some of the things inside the home are damaged as well. Contents coverage will most likely range from 50 to 70 percent of the coverage you have for the structure. If you have unusually valuable possessions, you may need to get additional insurance to cover the cost of their replacement.
Living expenses
If your home is unlivable, you will need to pay for food and lodging while it is repaired. Living expenses will cover these costs. The amount of coverage will vary, so make sure the coverage you purchase is enough to take care of you and all your family members if necessary.
Additional structures
If you have additional structures on your property, like a workshop, garage or shed, you will need coverage for those structures. Some policies will automatically cover basic structures like a shed, but if you have any sort of specialized structures that are especially valuable, make sure to verify that they will be covered.
3. Just listed/Sold properties
16628 Belle Isle Drive, Cornelius NC 28031
Spectacular Lake Norman estate with gorgeous BIG water views.Huge .73 acre lot with an abundance of shoreline,dock with 2 spaces for boats,concrete boat ramp and outdoor entertaining area.Water views from all rooms of the house.Tiled entry foyer opens to kitchen w/wrap around counters,formal dining rm and family rm.Cathedral ceilings, stone fireplace and wall of windows overlooking the lake!2nd floor loft used as office/den.First floor master suite.One of the greatest sunsets you will ever see!
153 Settlers Haven Road, Cleveland NC 27013
$238,000
Nestled in the woods, this contemporary home sits on a 5 acre tract of land with a stream. The upper master suite has a covered balcony with vaulted ceilings. Main floor has a dining room off the kitchen, a great room with gas log fireplace, 2 bedrooms, full bath. Gorgeous hardwoods on the main with a wrap around porch. Finished basement with family room and a wood burning fireplace. The basement could be converted to a small apartment (laundry/bathroom hook ups installed). Motivated Seller!!
3088 Champion Lane, Concord NC 28025
$109,900
SOLD
137 Donsdale Drive #4, Statesville NC 28626
$17,000
SOLD
102 Caribou Drive, Statesville NC 28625
$154,000
SOLD
312 Minitree Lane, Charlotte NC 28214
$225,000
SOLD
117 Collenton Lane, Mooresville NC 28115
$1,450
Rented
4. Labor Day Parade in Charlotte
-
- https://www.facebook.com/CLDPC/
Celebrate the American worker at Charlotte’s 17th annual Labor Day Parade on Monday, September 5th, 2016. The parade will start at the Hal Marshall Center, 701 North Tryon Street, at 11:00 a.m., and will proceed down Tryon Street, past the square, turning left onto 3rd Street, and ending up at College and 3rd Street. The parade features labor union floats, vehicles, marchers, political candidates, stepping groups, bands, car clubs, beauty queens and community groups.
-
Contents
Usually if the structure of your home is damaged, at least some of the things inside the home are damaged as well. Contents coverage will most likely range from 50 to 70 percent of the coverage you have for the structure. If you have unusually valuable possessions, you may need to get additional insurance to cover the cost of their replacement.
Living expenses
If your home is unlivable, you will need to pay for food and lodging while it is repaired. Living expenses will cover these costs. The amount of coverage will vary, so make sure the coverage you purchase is enough to take care of you and all your family members if necessary.
Additional structures
If you have additional structures on your property, like a workshop, garage or shed, you will need coverage for those structures. Some policies will automatically cover basic structures like a shed, but if you have any sort of specialized structures that are especially valuable, make sure to verify that they will be covered.
16628 Belle Isle Drive, Cornelius NC 28031
153 Settlers Haven Road, Cleveland NC 27013
$238,000
Nestled in the woods, this contemporary home sits on a 5 acre tract of land with a stream. The upper master suite has a covered balcony with vaulted ceilings. Main floor has a dining room off the kitchen, a great room with gas log fireplace, 2 bedrooms, full bath. Gorgeous hardwoods on the main with a wrap around porch. Finished basement with family room and a wood burning fireplace. The basement could be converted to a small apartment (laundry/bathroom hook ups installed). Motivated Seller!!
SOLD
$225,000
SOLD
117 Collenton Lane, Mooresville NC 28115
Rented
-
- https://www.facebook.com/CLDPC/ Celebrate the American worker at Charlotte’s 17th annual Labor Day Parade on Monday, September 5th, 2016. The parade will start at the Hal Marshall Center, 701 North Tryon Street, at 11:00 a.m., and will proceed down Tryon Street, past the square, turning left onto 3rd Street, and ending up at College and 3rd Street. The parade features labor union floats, vehicles, marchers, political candidates, stepping groups, bands, car clubs, beauty queens and community groups.
704-728-6944
www.PetitHomeTeam.com
704-728-6944
www.PetitHomeTeam.com
